Sandra Glazier Featured Speaker at 35th Annual Kansas City Estate Planning Symposium

Sandra Glazier croppedLipson Neilson Shareholder Sandra Glazier, co-author of “What Every Estate Planner Should Know About Undue Influence: Recognizing It, Insulating Against It…and Litigating It”, along with co-authoring attorneys Thomas Dixon and Thomas Sweeney, will be featured speakers on the topics discussed in this paper during the 35th Annual Kansas City Estate Planning Symposium to be held on April 21 – 22, 2016.

Glazier, Dixon and Sweeney will speak about identifying and addressing issues relating to vulnerabilities which could subject an individual to undue influence. Because undue influence is generally a process, as opposed to a single event, its growing prevalence as a basis for litigation which attacks the validity of estate planning documents, makes it of considerable importance to professionals involved in the estate planning process and attorneys who litigate such issues.

This symposium attracts nationally renowned speakers and is presented in cooperation by the Estate Planning Society of Kansas, the Financial Planning Association of Greater Kansas City, and the University of Missouri-Kansas City School of Law. Attendees of this conference include Estate Planning attorneys, Business and Tax attorneys, CPAs, Trust Officers, Planned Giving Professionals, Certified Financial Planners, and Life Underwriters.

An attorney for more than 30 years, Sandra Glazier is well-known for her expertise and successful track record in Probate Litigation, Estate Planning and Administration, and Family Law. Sandra is the current Chair of the Oakland County Bar Association’s Probate, Estate & Trust Committee. To learn more about Sandra, and the Lipson Neilson law firm, please visit www.lipsonneilson.com You can email Sandra D. Glazier at sglazier@lipsonneilson.com.

Joseph Garin to Speak at the 2016 CLM Annual Conference

Joseph Garin high resJoseph Garin, Attorney, Lipson, Neilson, Cole, Seltzer & Garin, P.C. will speak at the CLM Annual Conference, which will be held at the Hilton Orlando Bonnet Creek, April 6-8.  His session is titled “Law Firm Dissolutions, Receivers, Bankruptcy and Claims.”

Joseph Garin is a partner in the firm of Lipson, Neilson, Cole, Seltzer & Garin, P.C. with offices in Nevada, Arizona and Michigan. He is consulted nationally on the defense of professional liability claims, ethics, employment, insurance coverage disputes, director and officer claims, and risk management. He is also experienced in complex and commercial litigation matters, including cases involving breach of contract and unfair business practices.

Mr. Garin earned a B.G.S. degree from the University of Michigan and received his J.D. degree cum laude from Michigan State University-Detroit College of Law, where he was a member of the Law Review. He is a member of the State Bar of Michigan, the State Bar of Illinois, the State Bar of Nevada and the State Bar of Colorado. He is admitted before the United States District Court for the Eastern and Western District of Michigan, the District of Nevada, as well as in the Sixth and Ninth Circuit Court of Appeals.

Mr. Garin serves as the Chair to the State Bar of Nevada Standing Committee on Professional Responsibility and Ethics and is a member of the Professional Liability Committee for the Claims and Litigation Management Alliance.

About Lipson Neilson
Founded in 1985, Lipson, Neilson, Cole, Seltzer, Garin, P.C. has offices in Las Vegas, Phoenix, Bloomfield Hills and Grand Rapids. The firm is widely known for its excellence in the professional liability lines, offering invaluable insight and experience to its clients across all industries. The firm represents clients in Nevada, throughout the USA and around the world. You can learn more at www.lipsonneilson.com.

About the CLM
The Claims and Litigation Management Alliance (CLM) promotes and furthers the highest standards of claims and litigation management and brings together the thought leaders in both industries. CLM’s Members and Fellows include risk and litigation managers, insurance and claims professionals, corporate counsel, outside counsel and third party vendors. The CLM sponsors educational programs, provides resources and fosters communication among all in the industry. To learn more about the CLM, please visit www.theclm.org.

 

 

Happy Anniversary Lipson Neilson

Today marks the 31st anniversary of the Lipson Neilson law firm. The firm has grown from three founding members to over thirty attorneys located in three states. The firm has also expanded its expertise from its core business, tax and litigation practice areas during its early days, to currently offering a full range of practice areas including professional liability, probate litigation and international law.

Michigan Supreme Court Appoints C. Thomas Ludden to Committee on Model Civil Jury Instructions

C. Thomas LuddenMichigan Supreme Court Appoints C. Thomas Ludden to Committee on Model Civil Jury Instructions

Bloomfield Hills, MI – Feb. 5, 2016 – Lipson, Neilson, Cole, Seltzer, Garin, P.C. is proud to announce that C. Thomas Ludden, a Partner at the firm, has been appointed by the Michigan Supreme Court to serve on the state’s Committee on Model Jury Instructions. The appointment is for a three year term ending December 31, 2018.

This Committee is composed of attorneys and judges whose duty is to ensure that the Model Civil Jury Instructions are concise, understandable, conversational, unslanted, and not argumentative. The Committee has authority to amend or repeal existing instructions and, when appropriate, adopt new instructions, although the instructions do not have the force and effect of a court rule.

About Attorney C. Thomas Ludden
C. Thomas Ludden specializes in commercial litigation, professional liability, and appellate practice. He also brings to his practice extensive insurance coverage and appellate experience. Mr. Ludden has defended over 100 law firms and lawyers during his career, while also handling a broad range of commercial disputes, including representing both landlords and tenants in commercial lease and other contractual disputes, software developers in intellectual property matters and both private and public corporations in environmental litigation.

About the Firm
Founded in 1985, Lipson, Neilson, Cole, Seltzer & Garin, P.C. has offices in Bloomfield Hills, Grand Rapids, Las Vegas and Phoenix. The firm is widely known for its excellence in the professional liability lines, offering invaluable insight and experience to its clients across all industries. The firm represents clients in Michigan, Nevada, Arizona, across the USA, and around the world.

You can learn more about the firm at www.lipsonneilson.com.
Contact: C. Thomas Ludden Phone: 248-593-5000 Email: TLudden@lipsonneilson.com

Attorney Joe Garin Awarded Prestigious Designation of Certified Litigation Management Professional

November 20, 2015 – Joe Garin, the Managing Partner of the Lipson, Neilson, Cole, Seltzer, Garin, P.C. Las Vegas office, hasJoseph Garin high res successfully completed the extensive requirements of the Litigation Management Institute and has been awarded the prestigious designation of Certified Litigation Management Professional by the Claims & Litigation Management Alliance (CLM). Hosted at the Columbia Law School in New York City, this Institute is specifically designed to bridge the gap between legal theory and litigation strategy, and the business aspects of litigation management. Only 100 industry professionals are admitted every year to this Institute.

Garin is recognized throughout the United States as an expert in all areas of professional liability law including the defense of professional liability claims, insurance coverage disputes, director and officer claims, ethics, employment disputes and risk management. He frequently provides expert witness support in matters involving attorney liability and ethics, and he is regularly called upon by insurers and businesses of all sizes for counsel on how to manage risks and minimize litigation expenses. Throughout his career, Garin has defended more than 400 lawyers and law firms in Nevada, Michigan, Illinois, and Colorado. You can contact Joe by calling his office at 702-382-1500, or send an email to JGarin@lipsonneilson.com

About Lipson Neilson
Founded in 1985, Lipson, Neilson, Cole, Seltzer, Garin, P.C. has offices in Las Vegas, Phoenix, Bloomfield Hills and Grand Rapids. The firm is widely known for its excellence in professional liability law, offering invaluable insight and experience to its clients across all industries. The firm represents clients in Nevada, across the USA, and around the world. You can learn more by visiting www.lipsonneilson.com.

About CLM

The CLM promotes the highest standards of claims and litigation management and brings together thought leaders in both industries. CLM’s Members and Fellows include risk and litigation managers, insurance and claims professionals, corporate counsel, outside counsel and third party vendors. To learn more, please contact Susan Wisbey-Smith, CLM Communications Manager by calling 847-317-9103, or send an email to susan.wisbey-smith@theclm.org.

 

Attorney Joe Garin Featured Speaker at State Bar of Nevada’s “Ethics Year in Review” Seminar

Joseph Garin high resNovember 20, 2015 – Joe Garin, Chair of the State Bar of Nevada’s Standing Committee on Ethics and Professional Responsibility, and Managing Partner of the Las Vegas office of Lipson, Neilson, Cole, Seltzer, Garin, P.C., was a featured speaker during the State Bar of Nevada’s annual “Ethics Year in Review” seminar held on November 19, 2015. This seminar provided attendees with three Continuing Legal Education (CLE) credits. Garin discussed the ethical concerns pertaining to some very relevant topics in today’s legal industry including: lawyer blogs and advertising, medical marijuana, representation for individual v. organization, data privacy laws, working with third-party vendors, changing firms and law firm dissolution.

Garin maintains a national practice that focuses on the defense of professional liability claims, insurance coverage disputes, directors and officers claims, and risk management. Throughout his career, he has defended more than 400 lawyers and law firms across Michigan, Illinois, Nevada and Colorado. He regularly consults with insurers and businesses of all sizes to manage their risks and reduce litigation expenses.

About the Lipson Neilson Firm
Founded in 1985, Lipson, Neilson, Cole, Seltzer, Garin, P.C. has offices in Las Vegas, Phoenix, Bloomfield Hills and Grand Rapids. The firm is widely known for its excellence in professional liability law, offering invaluable insight and experience to its clients across all industries. The firm represents clients in Nevada, across the USA, and around the world. You can learn more by visiting www.lipsonneilson.com.

Contact: Joe Garin
Phone: 702-382-1500
Email: JGarin@lipsonneilson.com

Staying Out of CFPB Jail (Part 1)

Most of us have heard of the Consumer Financial Protection Bureau(CFPB) and that it is not only coming to town…it is already here. In turn, now is the time for all professionals in the real estate field to learn how to stay out of CFPB jail! This is the first of a three part series on the CFPB and its enforcement powers.

The CFPB is an independent agency of the United States government responsible for consumer protection in the financial sector. In 2010, the Dodd–Frank Wall Street Reform and Consumer Protection Act created the CFPB as a response to the financial crisis of 2007–08 and the subsequent Great Recession.

Included within its jurisdiction is enforcement of the Real Estate Settlement Procedures Act (RESPA). Specifically, Section of 8 of RESPA and its prohibition against “kickbacks” among settlement service providers.

Real Estate Agents are settlement service providers, as are lenders, title and escrow companies, appraisers, inspectors and home warranty companies. Significantly, RESPA has been in place since 1974 and, hence, RESPA violations have been actionable for over four decades. Yet, because the U.S. Department of Housing and Urban Development was charged with RESPA compliance and had limited resources, enforcement has been sparse. That will and has changed with the CFPB.

The CFPB, with offices in Washington D.C. and Phoenix, Arizona, is well staffed and incredibly well funded. It also generates revenue by and through assessing fines and penalties for non-compliance with the laws under its jurisdiction. Those fines can range from $5,000 per violation up to $1,000,000. This is serious business.

So, what should real estate licensees be mindful of?

  • Co-Marketing among settlement service providers (Flyers and other promotional materials). In the past, it was not uncommon for industry partners, such as lenders or title companies, to provide a licensee with marketing materials (say a flyer, or customized pens or calendars or the like) that included an agent’s logo, information and/or picture on it. They did so without charging the licensee the cost of producing the marketing pieces and to bridge a relationship. That is not permitted. Indeed, if another service provider offers to do a specialized marketing piece for a licensee, the licensee must pay the fair market value for the piece (pro rata). For example, if 75% of a flyer is dedicated to the licensee’s business and 25% to a title company, the agent/licensee must pay for 75% of the cost of producing it.
  • Co-Marketing on Lead Sites and other Real Estate Sites (Zillow or Trulia). It is likewise not uncommon for settlement service providers to market together on these types of lead-generating websites. And, often times one of the providers pays the entire cost for both. That should not occur. Again, the providers should pay their proportionate cost of the marketing.
  • Providing Food and Refreshments at Events. A settlement service provider (e.g. a title company) sometimes offers to furnish food and refreshments for an event hosted by another provider (e.g. a real estate brokerage). This often occurs at team meetings, office meetings, and home tours. By providing something of value, the CFPB could consider this a kickback. One way to mitigate this, and possibly avoid a RESPA infraction, is to make certain that the settlement service provider who is furnishing the food and drink is present at the event and afforded an opportunity to actually market their services. So, in essence, in exchange for paying for the food and beverages, the title company is able to meet with agents, a team, consumers or others and advertise its services.
  • Template Pieces. There seems to be a split in the industry as to whether “template-type marketing pieces” are RESPA compliant. For instance, title companies often create listing books or buyer brochures that they provide to real estate licensees to give to buyers and sellers the licensees are working with. The books/packets are consumer driven and are largely informational as to the real estate market, listing information, etc. and basically a promotional piece for the title company. However, the title companies will often personalize the template to include a licensee’s name, brokerage, phone number and email on the cover. Some in the industry believe that because these books/packets/brochures are not created specifically for an individual licensee and/or to actually market the licensee, providing them for free is not a kickback. Others take the position it is still something of value and the cost of production should be pro-rated.
  • Event Tickets, Meals and Entertainment. Marketing 101: get to know your referral partners. An effective means of marketing has always been taking a potential referral source to lunch, to a game or event. Can those tickets be considered something of value to trigger a RESPA violation? Well, it is almost certainly a RESPA violation if a real estate licensee accepts tickets from another provider (lender for instance) and that provider does not join the licensee at the event. If they go together, then, again, it could be argued that there is value being exchanged – e.g. an opportunity to market and grow the relationship.

Be mindful of two things in reviewing the foregoing. First, this a general overview of RESPA based solely on current trends. The CFPB is just now ramping up and we will receive more guidance going forward as to what it considers a RESPA violation. Second, a licensee’s own state law may address, limit and/or govern some of these issues as well.

In our part II of this series, we will explore Marketing Service Agreements and CFPB compliance.

About the Author
rsz_1rsz_1dax_watsonDax Watson is the Managing Partner of the Phoenix office of Lipson, Neilson, Cole, Seltzer, Garin, P.C. He has extensive litigation and professional liability defense experience, especially in the field of real estate. He has appeared and represented clients in every county in Arizona and has an extensive trial practice, and he routinely represents clients in regulatory matters before the Arizona Department of Real Estate and other State agencies. Dax has been appointed by the Maricopa County Superior Court to act as a Judge Pro Tempore. In this capacity, he conducts Court-appointed settlement conferences as a Settlement Judge and also serves as a “fill-in” Judge on civil matters and short trials and likewise conducts private mediations. In addition to his legal practice, Dax is approved to teach legal issues, agency and disclosure, and property management by the Arizona Department of Real Estate. He regularly teaches risk-reduction classes to, and seminars for, real estate Brokers throughout Arizona.

You can contact Dax by calling 602-626-8888, or send an email to DWatson@lipsonneilson.com.

Lipson Neilson Adopts a Family for the Holidays

Adopt-A-Family-Banner-2012LNCSG is making a difference once again in a family’s life. Each year the firm adopts a family from the Children’s Hospital of Michigan Foundation, the program connects families in need with generous individuals and organizations to provide food and gifts during the holiday season. Adopt-A-Family helps approximately 500 families each year and continues to make a difference.

http://chmfoundation.org/adopt-a-family/

How Do I Stay Out of the Lawyer’s Office

Article written by Dax Watson provides tips for Real Estate Agents. This article is on page 3 of the December 2015 issue of WestWords, published by WestUSA Realty.


Article in West Words Dec 2015

 Lipson Neilson Law Firm Moves Phoenix Office to New Location

November 16, 2015 – The attorneys at Lipson, Neilson, Cole, Seltzer, Garin, P.C. are excited to announce the move to their new location at 5343 N. 16th Street, Suite 140, Phoenix, Arizona 85016. This new location allows the firm to accommodate the growth in number of attorneys and clients since the firm originally opened an office in Phoenix this past March.The Lipson Neilson law firm is well-known for its successful track record in professional liability defense work, and real estate law. With offices in Phoenix, Las Vegas, Grand Rapids, and the firm’s headquarters in Bloomfield Hills, Michigan, the firm is capable to serve clients anywhere in the country. To learn more please visit lipsonneilson.com, or contact Dax Watson, Managing Partner of the Lipson Neilson Phoenix office by calling 602-626-8888 or email to DWatson@lipsonneilson.com.